Legal Document

ctk99 Terms & Conditions

Please read these terms carefully before using the ctk99 platform — they define the mutual rights and responsibilities of you and us.

1. Introduction & Applicability

Last Updated: January 2026

1.1 General Overview

These Terms & Conditions ("Terms") apply to the use of the ctk99 platform and all its associated services, games, websites, and mobile applications. By registering an account on ctk99 or by starting to use the platform, you are considered to have fully agreed to these Terms.

If you disagree with any part of these Terms, please refrain from using the ctk99 platform. These Terms may be updated at any time, and continuing to use the platform after revised Terms are published will be considered your acceptance of the new Terms.

1.2 Age Restriction

ctk99 is only for individuals aged 21 or above. No minor may open an account or participate in any gaming activity on this platform. Providing false information during age verification will result in account termination and forfeiture of all funds.

Important: For users aged 21 and above only. Make sure you are aware of your local laws and regulations before participating in online gaming.

2. Account Registration & Management

2.1 Registration Process

To open an account at ctk99, you must meet the following conditions:

  • You must be at least 21 years of age.
  • You must provide complete, truthful, and accurate information at the time of registration.
  • Each individual may open only one account — multiple accounts are strictly prohibited.
  • You must keep your account password confidential and must not share it with anyone else.

2.2 Identity Verification (KYC)

ctk99 reserves the right to verify the identity of an account holder at any time. For this purpose, a copy of a national ID card, passport, or other government-issued identification may be requested. ctk99 has the right to hold withdrawals until identity verification is complete.

2.3 Account Suspension & Termination

ctk99 may suspend or permanently close an account without notice for any of the following reasons:

  • Violation of the Terms.
  • Providing false information or attempting fraud.
  • Operating multiple accounts.
  • Attempting to exploit system or software vulnerabilities.
  • Colluding with other players to manipulate outcomes.

3. Deposits, Withdrawals & Financial Transactions

3.1 Deposit Rules

Three payment methods are supported for depositing funds at ctk99: bKash, Nagad, and Rocket. The minimum deposit amount for each method is ৳100. Deposited funds are added directly to your gaming wallet.

Note: Rocket is the mobile wallet service of Dutch-Bangla Bank. ctk99 supports only the mobile wallet methods listed above.

3.2 Withdrawal Rules

The minimum withdrawal amount is ৳800. After a withdrawal request is made, funds typically reach your mobile wallet within 10 to 45 minutes. bKash, Nagad, or Rocket accounts may be used for withdrawals.

  • The account used for withdrawal must be registered in the account holder's name.
  • Wagering requirements must be met before withdrawing winnings earned from bonuses.
  • Withdrawals may be temporarily held for verification in the case of suspicious transactions.

3.3 Currency & Conversion

All transactions on ctk99 are processed in Bangladeshi Taka (BDT / ৳). Transactions in other currencies are not supported.

4. Bonuses & Promotional Offers

4.1 Welcome Bonus

ctk99 offers new members a 100% match bonus on their first deposit, up to a maximum of ৳8,000. For example:

  • Deposit ৳1,000 and receive a ৳1,000 bonus — total balance will be ৳2,000.
  • Deposit ৳18,000 and receive a maximum bonus of ৳8,000 — total balance will be ৳26,000.

The bonus amount will never exceed ৳8,000.

4.2 Wagering Requirements

The wagering requirement for the welcome bonus is 20 times (20x), calculated on the bonus amount only.

Example: You received a bonus of ৳1,000. To withdraw this bonus, you must place a total of ৳1,000 × 20 = ৳20,000 in bets.
  • Winnings earned from a bonus cannot be withdrawn until the wagering requirements have been met.
  • Some games may contribute at a different rate toward wagering calculations — details are available on the bonus page.
  • Bonuses may have a specific validity period — details will be stated in the relevant promotional terms.
  • ctk99 reserves the right to modify or cancel any bonus offer.

4.3 Bonus Abuse

Any attempt to exploit the bonus system — such as claiming the same bonus through multiple accounts or coordinating with other players to claim bonuses — will be treated as a violation and may result in account termination and forfeiture of bonuses.

5. VIP Program & Cashback

5.1 VIP Tiers

The ctk99 VIP program has 4 tiers, with weekly cashback benefits applicable at each tier:

  • Bronze — up to 0.2% weekly cashback.
  • Silver — up to 0.5% weekly cashback.
  • Gold — up to 0.8% weekly cashback.
  • Platinum — up to 1.0% weekly cashback.

Tiers are upgraded based on your gaming activity and engagement on the platform. ctk99 reserves the right to change the criteria for VIP tier advancement.

5.2 Cashback Payments

Weekly cashback is paid according to a set schedule. Cashback may have its own terms and conditions. ctk99 reserves the right to change the cashback rate or payment schedule at any time.

6. Gaming Rules

6.1 Fair Play Policy

ctk99 is committed to ensuring a fair and transparent gaming environment. All games are operated through a certified Random Number Generator (RNG) system.

  • No game outcome is predetermined.
  • If a round is cancelled due to a software error or technical issue, the bet will be refunded.
  • If a connection is lost during a game session, ctk99 will act in accordance with its established policy.

6.2 Betting Rules

The general rules applicable to placing bets in the sports betting section must be followed. If a match is cancelled or left incomplete, bet management will be handled in accordance with ctk99's prevailing sports rules. Odds may change at any time; the odds at the time a bet is confirmed are final.

6.3 Technical Issues

If an incorrect result is displayed due to a technical error, ctk99 reserves the right to void that transaction and determine the correct result. In such situations, ctk99's decision will be considered final.

7. Security & Privacy

7.1 Data Protection

ctk99 uses SSL encryption technology to protect your personal information. To learn about our full privacy policy, please read the Privacy Policy page.

7.2 Anti-Money Laundering

ctk99 is firmly committed to preventing money laundering. If a suspicious transaction is identified, the account may be temporarily suspended for investigation. The account holder may be asked to submit the required documentation.

7.3 Account Security Responsibility

The responsibility for keeping your account secure rests primarily with you. Do not share your login credentials with anyone. If you suspect any unauthorized access to your account, notify the ctk99 support team immediately.

8. Responsible Gaming

8.1 Voluntary Limit Setting

ctk99 gives the highest priority to responsible gaming. You can set deposit, wagering, or loss limits on your account if you wish. A self-exclusion option is also available for a specified period if needed.

For more details on responsible gaming, please visit our Responsible Gaming page.

8.2 Problem Gaming Support

If you or someone you know believes they may be struggling with a gaming problem, please seek professional help. The ctk99 support team is available 24/7 to assist you.

Gaming is for entertainment — not a source of income. Play within your means.

9. Dispute Resolution & Complaints

9.1 Complaints Process

If you have a complaint about any matter, please contact the ctk99 customer support team first. Our team will try to resolve the issue as quickly as possible. To file a complaint, contact us directly via live chat or email at [email protected].

9.2 Final Decision

In the event of any dispute, the decision of ctk99's management authority will be considered final. However, ctk99 is committed to resolving complaints in a fair and transparent manner at all times.

10. Intellectual Property & Copyright

10.1 Ownership

All content published on the ctk99 platform — including logos, designs, text, gaming software, graphics, and other materials — is the intellectual property of ctk99 or the relevant licensor. Copying, distributing, or reusing this content without prior written permission is strictly prohibited.

10.2 Third-Party Games

The games offered on ctk99 are provided by Pragmatic Play, Evolution Gaming, PG Soft, JILI, Spribe, Ezugi, and other reputable providers. The intellectual property rights of these games remain with their respective providers.

11. Limitation of Liability

11.1 Service Continuity

While ctk99 strives to provide uninterrupted service, the service may occasionally be disrupted due to technical maintenance, internet connectivity issues, or other reasons. ctk99 will not be liable for any losses caused by such interruptions.

11.2 System Errors

If an incorrect amount is added to an account due to a technical error, ctk99 reserves the right to correct or recover that amount — even if the funds have already been wagered.

12. Changes to Terms & Contact

12.1 Notice of Changes

ctk99 reserves the right to partially or fully modify these Terms at any time. Revised Terms will take effect as soon as they are published on the website. For significant changes, a notice may be sent to the registered email address.

12.2 Contact

If you have any questions or comments about these Terms, please contact our support team:

  • Live Chat: 24/7 direct support — available in Bengali and English.
  • Email: [email protected]

The ctk99 support team is ready to answer your questions seven days a week, 24 hours a day.

Summary: Creating an account at ctk99 means you agree to these complete Terms. Play responsibly and contact us with any questions.

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